Pensacola kept its 2026 rate at 4.2895 mills, 5.32% above rollback. Escambia bills go out Nov. 1 with a 4% discount in November. Tax Collector: 850-438-6500.
Last checked Oct. 10, 2026. Sources: the Escambia County Tax Collector, its 2025 millage rate table, the City of Pensacola’s Sept. 16, 2026, budget hearing minutes and the Florida Department of Revenue’s Value Adjustment Board guide.
Three offices touch your property tax bill. The Escambia County Property Appraiser sets your property’s value and grants exemptions such as homestead. Taxing bodies, including City Council, the Board of County Commissioners and the School Board, set the rates. The Escambia County Tax Collector mails the bill and takes payment.
Who to call
- Tax Collector (bills, payment, installment plan): 850-438-6500, 213 Palafox Place, 8:30 a.m. to 4:30 p.m. weekdays, by appointment; search and pay online
- Property Appraiser (values, homestead, exemptions): 850-434-2735
- County non-ad valorem assessments (unincorporated areas): Office of Management and Budget, 850-595-4960
- City of Pensacola (city budget and rate): City Hall, 850-435-1603
Hurricane Isaias. The Tax Collector’s offices closed at 2 p.m. Thursday, Oct. 8, through Friday, Oct. 9, and says online ExpressWay transactions will not be processed until Tuesday, Oct. 13, at the earliest. The downtown drive-through also has intermittent closures for street work; the Brentwood and Molino drive-throughs are open.
The city’s rate for 2026
City Council adopted the city’s final 2026 rate of 4.2895 mills on Sept. 16, 2026, by a 5-0 vote, the same rate as 2025. The Downtown Improvement District rate stays at 2 mills. Together they are 5.32% above the aggregate rolled-back rate of 4.1260 mills, the rate that would raise the same money as last year from the same properties, so under Florida law the city advertised it as a tax increase, according to the hearing minutes.
A mill is $1 of tax for every $1,000 of taxable value. At 4.2895 mills, a home with a taxable value of $200,000 after exemptions pays about $858 a year to the city.
Every rate on a Pensacola bill
These are the 2025 rates, the latest full set the Tax Collector publishes. The 2026 rates appear on the bills mailed in November.
| Taxing body | 2025 mills |
|---|---|
| Escambia County | 6.6000 |
| School Board (state law 3.1110, local board 2.2480) | 5.3590 |
| City of Pensacola | 4.2895 |
| Escambia Children’s Trust | 0.3798 |
| Library | 0.3590 |
| Northwest Florida Water Management District | 0.0207 |
| Total, City of Pensacola | 17.0080 |
| Downtown Improvement District (added) | 2.0000 |
| Total, downtown district | 19.0080 |
Homes in unincorporated Escambia County pay no city tax but pay the 0.6850-mill sheriff’s MSTU, for a 2025 total of 13.4035 mills.
City properties also carry a stormwater non-ad valorem assessment set by City Council and based on the square footage of hard surfaces, according to the Tax Collector. It appears on the same bill.
When the bill is due
Bills are normally mailed Nov. 1 for the calendar tax year. Pay early for a discount:
| Pay in | Discount |
|---|---|
| November | 4% |
| December | 3% |
| January | 2% |
| February | 1% |
| March | None |
Taxes become delinquent April 1, when a 3% penalty is added to real estate bills; advertising costs are added from May 1, and an unpaid bill leads to a tax certificate sale. You are responsible for paying even if no bill arrives.
Installment plan. If last year’s taxes topped $100 and you have no escrow account, you can pay next year’s taxes in four installments. Apply by April 30; the first payment is due by June 30 with a 6% discount, then Sept. 30 (4.5%), Dec. 31 (3%) and March 31 (none), according to the Tax Collector’s payment options page.
Homestead exemption
If you own the home and make it your permanent residence on Jan. 1, you can claim the homestead exemption: $25,000 off the assessed value for all taxes, plus up to another $25,000 on assessed value above $50,000 for everything except school taxes. The first application must be made before March 1 of the tax year, in person or online if you are a registered voter, according to the Tax Collector’s homestead page. Renewal is automatic each January unless your status changes. Other exemptions cover seniors, veterans, people with disabilities, widows and widowers; call the Property Appraiser at 850-434-2735.
How to appeal
- Talk to the Property Appraiser first at 850-434-2735. An informal review does not extend the deadline.
- File a petition with the Value Adjustment Board within 25 days after the appraiser mails your Notice of Proposed Property Taxes (TRIM notice), usually in mid-August, according to the state’s petition guide. The VAB is run through the Escambia County Clerk of Court.
For the 2026 roll, TRIM notices went out in August, so the window has closed. Late petitions are heard only for good cause. Watch for your 2027 TRIM notice next August.
Related: Escambia County hurricane prep, Pensacola home prices and moving to Pensacola.
Frequently asked questions
When are Escambia County property taxes due?
Bills normally go out Nov. 1 and must be paid before April 1. Paying early earns 4% off in November, 3% in December, 2% in January and 1% in February. Unpaid real estate taxes take a 3% penalty on April 1.
What is the City of Pensacola millage rate for 2026?
City Council adopted 4.2895 mills on Sept. 16, 2026, the same rate as 2025. It is 5.32% above the rolled-back rate of 4.1260 mills, which counts as a tax increase under Florida law.
What is the total tax rate on a Pensacola home?
On the 2025 bill, a City of Pensacola property outside the downtown district paid 17.008 mills in all: county, school, city, library, children’s trust and water management district. Inside the Downtown Improvement District the total was 19.008.
What is the homestead exemption deadline in Escambia County?
The first application must be made before March 1 of the tax year. You must own the home and make it your permanent residence on Jan. 1.
How do I appeal my property value in Escambia County?
File a petition with the Value Adjustment Board within 25 days after the property appraiser mails your TRIM notice, usually in mid-August. For the 2026 roll that window has closed; start with the property appraiser at 850-434-2735.
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